Pricing, in detail

How pricing works

The promise behind every price, how free trials work, care vouchers, how we compare to your HMO, and exactly what happens each time you book something.

Our promise

The No-Hidden-Cost Promise

We will never charge you for anything without showing you the exact price first and getting your confirmation. No surprise charges. Ever.
We will always tell you clearly whether something is already included in your plan, something you need to book and pay for, or something that's actually free elsewhere and we're just reminding you about it.
You will always know exactly what you are paying for: every plan and every add-on is fully listed below, with nothing left out.
You can cancel a monthly plan at any time. Annual plans are paid upfront for the year, but you can turn off auto-renewal whenever you like: no penalty, no argument, no hard sell.
Naira prices are reviewed once a year to keep pace with cost changes, but we will always tell you at least 30 days before any change takes effect, and anything you've already paid for (like an annual plan) is honoured at the price you paid until it's time to renew.

Try before you commit

Free trials of real clinical care

Tarragon Free stays free forever: it never expires and never turns into a paid plan on its own. But if you want to feel what it's like to have a real doctor actually watching your numbers, we offer two ways to try a paid plan at no cost.

Milestone trial: after your 90-Day Health Reset

Once you've completed the 90-Day Health Reset on Tarragon Free, we'll offer you 30 days of Complete Care at no charge, no card required to start. A real doctor reviews your numbers for a month so you can decide, with full information, whether it's worth paying for.

Risk-triggered trial: when your own numbers ask for it

If your logged readings show a pattern a doctor would want to look at (for example, several elevated blood pressure or glucose readings within 30 days), we'll proactively offer a free 30-day trial of Complete Care, so a doctor can review you before anything becomes urgent, not after.

  • Both trials are limited to one per person and apply to Complete Care.
  • No card is required to start a trial, and you will always see the price and confirm before you're ever charged: the trial does not roll into a paid subscription automatically.
  • At the end of the trial, you simply return to Tarragon Free unless you choose to continue on a paid plan.

Flexible payment

Care vouchers

You can pay for a health check ahead of time and use it whenever you are ready. You get a care voucher for that specific check, valid for two years. It is not an account balance and it is never exchangeable for cash: it is the check itself, already paid for.

Pay a little at a time

Pay for a check in as many instalments as you like. It becomes usable once it is fully paid, and nothing runs out while you are still paying toward it.

Let someone else buy it

A family member, in Nigeria or abroad, can buy a check for you. They see that they bought it and later that it was used, and nothing about your results.

Refer a friend

Share your referral link from your dashboard. Once your friend completes their first paid order, you both get a ₦500 reward voucher toward your care.

It does not quietly disappear

A voucher lasts two years and we remind you 30 days before it runs out. If it lapses unused, ask us and we will normally put it back.

Funding someone else's care from abroad or wanting to give Tarragon as a gift? See how gifting works.

Tarragon vs your HMO

Keep your HMO. Add the layer that watches.

A common question: “Why pay for Tarragon when I already have a basic HMO plan?” Because they do different jobs, and they work best together.

What you needYour HMOTarragonHealth
Pays your hospital and treatment bills when you fall ill
A doctor reviews your BP and blood sugar readings every month, even when you feel fine
Spots a worrying pattern in your numbers and escalates it before it becomes an emergency
Reminds you, books your labs and refills, and tracks your results over time
Keeps your whole health story in one record your family can see (with your consent)

Keep your HMO: you'll still need it the day you're admitted. Tarragon is the layer that watches your numbers between hospital visits so that day comes later, or not at all. We already work alongside Nigerian HMOs, and if your employer or HMO wants Tarragon for its members, they can talk to us directly.

How it works

Booking & paying, step by step

  1. Your doctor tells you (or you ask)

    A test, refill, or vaccine is due.

  2. You see the exact price

    In the app, before anything is booked. No estimates, no “roughly.”

  3. You confirm and pay

    By card, bank transfer, or USSD, through Paystack (Stripe for diaspora payments in US dollars).

  4. We book it with our partner

    A lab, pharmacy, or clinic, and send you everything you need: where to go, what to bring, and any preparation required.

  5. Your result or delivery comes back in the app

    Explained in plain language, with a WhatsApp alert so you don't miss it. If anything needs attention, your doctor calls you; this does not create any new charge.

Nothing is ever taken from your card without you confirming that exact transaction first.

Typical prices

What book & pay items usually cost

Every price here is the lowest current price across our partner labs, so you can budget before you ever book. Your exact price, for the lab you pick, is always shown before you confirm. If it ever differs from what you see here, the price at booking is the one that counts, and you can simply decline.

Health Check tier 1 of 3 — Basic (HbA1c + cholesterol + BP/BMI)₦15,000
Health Check tier 2 of 3 — Annual Health Check (adds your cancer screening)₦65,000
Health Check tier 3 of 3 — Comprehensive (adds HIV + Hepatitis B + Hepatitis C)₦75,000
HbA1c (3-month blood sugar)from ₦8,000
Lipid panel (cholesterol)from ₦9,000
Diabetes panel (HbA1c + cholesterol)from ₦18,500
Hypertension panel (cholesterol + HbA1c)from ₦22,000
PSA (prostate screening)from ₦12,000
Cervical smearfrom ₦18,000
HIV screeningfrom ₦6,000
Hepatitis B screeningfrom ₦7,000
Hepatitis C screeningfrom ₦7,000
Blood group & genotypefrom ₦6,500

What we will never do

Trust, spelled out

  • Never charge you without showing the price and getting your confirmation first
  • Never diagnose you or change your medication without a doctor's review
  • Never share your health information with a family member without your consent
  • Never lock you into a long contract: monthly plans cancel anytime; annual plans let you turn off auto-renewal anytime
  • Never disguise a paid add-on as something “included,” and never disguise something genuinely free (like the HPV vaccine for girls 9–14) as something you need to pay us for
  • Never let a free trial roll into a paid plan without you confirming first, and never put an expiry date on Tarragon Free

Ready to get started?

Join TarragonHealth today, for yourself or someone you love.

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